Tensor Finance

Overview

Tensor Finance is a governed accounting workspace for Indonesian businesses: chart of accounts, general journal, full sales and purchase document flows, inventory and warehouse, cash & bank, fixed assets, budgets, and management reporting — with posting discipline that reduces month-end surprises.

Operators work in English or Bahasa Indonesia, across branches, with printed documents saved to tensorDocs. Pair Finance with Tensor POS for POS posting and Tensor HR for payroll import. All data stays in your company tenant on AWS Jakarta.

Key capabilities

Nine-module workspace: dashboard through reports
Full sales & purchase document flows with GL posting
Inventory, cash & bank, fixed assets, and budgets
Indonesian tax reports and management PDFs
Bilingual English / Bahasa Indonesia
Tensor POS POS and Tensor HR payroll import

Features

Dashboard

Revenue, expense, and cash position KPIs
Revenue vs expense, cash flow, and expense-mix charts
Action-needed table across sales, purchase, inventory, and GL

General ledger

Chart of accounts with CSV and Tensor Table bulk edit
General journal — manual, adjustment, opening, and closing entries
Payroll entry with PPh 21 and import from Tensor HR
Expense recognition, GL budgets, and journal audit log

Sales (accounts receivable)

Quotation → order → down payment → delivery → invoice → receipt
Customer master with CSV import/export
VAT lines and printed sales documents to tensorDocs
Import Tensor POS POS sales into the ledger

Purchase (accounts payable)

Goods request → PO → goods receipt → invoice → payment
Purchase down payment, return, and supplier master
Supplier price lists and payment posting to GL

Inventory

Goods & services catalog with warehouse stock and POS images
Goods request, stock transfer, adjustment, job order, fulfillment
Stock per warehouse, minimum stock, and stock take
CSV and Tensor Table sync for large catalogs

Cash & bank

Payments and receipts with GL distribution lines
Bank transfers between cash/bank accounts
Automatic posting to general journal

Fixed assets

Asset register with straight-line and double-declining depreciation
Categories, adjustments, disposal, and location tracking
CSV export/import for asset lists

Reports & Indonesian tax

P&L, balance sheet, cash flow, and cash projection PDFs
AR/AP aging, subsidiary ledgers, and customer/supplier statements
Output/input PPN & PPnBM, VAT reconciliation, and WHT proofs

Company & preferences

Tax types (PPN, PPh), payment terms, employees, month-end closing
CRM contacts, company calendar, and activity audit log
Bilingual UI, COA numbering, and branch data-sharing controls

Who it is for

Finance managers, accountants, inventory controllers, and COOs at SMEs and mid-market companies in Indonesia — especially trading, retail, distribution, and light manufacturing.

Common use cases

Trading & distribution — PO → receipt → sales invoice → receipt with inventory and AR/AP aging in one workspace.
Retail with POS — Tensor POS counter sales post to Finance without duplicate journal entry.
Month-end close — Posted journals feed P&L, balance sheet, Indonesian VAT reports, and fixed-asset depreciation.
Multi-branch — Operate outlets under one company with branch-scoped data and optional shared masters.
Payroll to GL — Import Tensor HR payroll runs, calculate PPh 21, and post when paid.

Frequently asked questions

Do I need Cashier?

Cashier is an optional POS add-on (requires Finance license).

What languages are supported?

Full English and Bahasa Indonesia UI — switch in Preferences without changing your data.

Implementation?

Optional onboarding includes training, stock opname, COA setup, and workflow configuration.

Currency?

Operations are oriented to Indonesian Rupiah (IDR) business practice.